Group Life & AD&D Insurance
Group Life and Accidental Death & Dismemberment (AD&D) insurance can provide financial benefits to eligible employees or their beneficiaries when a covered death or qualifying accidental loss occurs, subject to the terms and limits of the plan.
Geebu Insurance Agency can help employers across New York, New Jersey and Connecticut review group life and AD&D options as part of a broader employee benefits strategy based on workforce size, budget, eligibility and plan objectives.
Employers may be able to combine basic group life coverage with AD&D and voluntary supplemental options to build a broader employee protection package. Available benefits, employee contribution options and eligibility requirements vary by carrier and plan design.
Life Insurance pays a lump-sum benefit to an employee’s designated beneficiaries upon death from any covered cause, helping pay for funeral expenses, debt obligations, and future family living costs.
AD&D Insurance provides additional payouts if death or severe injury—such as loss of sight, speech, hearing, or limbs—results specifically from a covered accident.
- ✓ Attracts high-caliber workers and significantly aids overall employee retention.
- ✓ Provides group premium rates that are far more affordable than individual plans.
Group Term Life
Pays a lump-sum death benefit to designated beneficiaries if an employee passes away from any covered natural or accidental cause.
- ✓ Funeral & burial expense coverage
- ✓ Debt & mortgage payoff assistance
Accidental Death (AD&D)
Provides a secondary payout on top of life insurance if death occurs directly as the result of a covered accident.
- ✓ Double indemnity accidental benefits
- ✓ 24/7 on & off-the-job coverage
Dismemberment Schedule
Pays a partial percentage payout if an employee survives a severe accident but suffers loss of limbs, sight, speech, or hearing.
- ✓ Payouts for loss of vision/hearing
- ✓ Living benefit payout schedule
STEP 1
Explore Options.
STEP 2
Click Hotspots.
STEP 3
Protect Families.
Why Choose Geebu Insurance Agency
Geebu Insurance Agency connects small, growing, and established businesses across New York, New Jersey, and Connecticut with top-rated national carriers to construct custom group life and supplemental accident benefit solutions.
Add Meaningful Protection to Your Benefits Package
Life and AD&D insurance offer valuable peace of mind and financial security. Contact us to evaluate your options today.