Stay Road-Ready with Coverage That Meets TLC Requirements

What Is TLC Insurance?

TLC insurance is a specialized commercial auto policy required for any vehicle licensed by the Taxi & Limousine Commission. It includes liability coverage and other protections tailored for for-hire vehicle operators.

TLC Insurance Requirements Include:

Mandatory Coverage: TLC insurance is required by law for any driver operating a for-hire vehicle in NYC. Drivers cannot legally pick up passengers without having this insurance, along with proper TLC licensing and registration.

Higher Liability Limits: Unlike personal auto insurance, TLC insurance provides higher liability limits to cover the increased risk associated with transporting passengers. It typically includes: 

• Bodily Injury Liability
• Property Damage Liability
• Personal Injury Protection (PIP)
• Uninsured Motorist Coverage
• Collision & Comprehensive (if leased or financed)
• Additional coverages depending on vehicle type and affiliation

Who Needs TLC Insurance?

• Rideshare drivers (Uber, Lyft)
• Livery & black car drivers
• Green cab and medallion taxi drivers
• Paratransit drivers
• TLC base owners

Why Choose Geebu Insurance Agency?

• Instant quotes & fast filings with the TLC
• Competitive rates from top commercial auto carriers
• Flexible payment plans
• Expert guidance from agents who understand NYC TLC regulations

Ready to Get TLC-Certified Coverage?

Whether you’re getting licensed for the first time or renewing your policy, we’re here to help every step of the way.